Contact us, or better still call me now on 0416 230 690

About Top Ten Home Loans

Experienced Mortgage Broker on the Sunshine Coast

Richard West, at Top Ten home Loans, believes that loan products should be easy to understand, easy to access and easy on the mind.  Let Top Ten Home Loans take the stress out of the process and find the right loan for you. For your convenience we will come to you, anywhere on the Sunshine Coast, at a time and place of your choosing.  In the evening, during your lunch break, at the weekend, when the kids are at school. Leave it to us.

As mortgage and finance brokers our role is to guide you through the process to ensure that all your needs and options are considered. We make sure that this exciting opportunity is professionally managed to reduce the time and worry for you throughout the purchase.

We have access to many lenders and whether you are a first home buyer or a seasoned investor we will be able to guide you through the mortgage market and provide options and choices using our experience and award winning systems. Don’t do it on your own. Ask us, your trusted finance specialist, to work through this with you.

Our principal, Richard West, has over 25 years global financial services experience in both the private and public sectors.  Top Ten Home Loans offers a free, no obligation service to discuss your needs, look at options and find a tailor made solution. We are paid by the banks so we do not charge a fee. Our services are free.

Richard is an approved credit advisor (including SMSF Lending) with the Mortgage and Finance Association of Australia (MFAA). He holds a Diploma in Finance/Mortgage Broking Management. Richard is also a member of the Institute of Internal Auditors and a graduate of the University of the Sunshine Coast.

The MFAA, the industry’s peak national body,  says ‘when you’re looking for a home loan, you could go to a mortgage broker or to a bank. A bank will only offer you its own products, a mortgage broker is an industry expert who will take the guesswork out of finding the mortgage product that suits you and your needs. It’s understandable that mortgage brokers are now the number one choice for consumers who are seeking a home loan or to refinance an existing loan.’

Think of your broker as being a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with our clients and consider your best interests, not those of the bank.

We will work with you and all your service providers before , during and after the purchase process  (e.g., lender, real estate agent and  conveyancer) to help you find and close the finance deal that best suits your circumstances and needs. To learn more about making the right investment choices for your home or business follow Richard’s Blog.

Richard West


Contact Richard West

Top Ten Home Loans: 0416 230 690



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We can’t thank you enough for the great help you were in guiding us through what turned out to be quite a complex process. Without your assistance we do not believe we could have achieved the final outcome


I found Richard to be extremely helpful, caring, courteous and willing to go out of his way to ensure to ensure my needs were met to my satisfaction.


Richard was most helpful in getting our loan and we feel he went that extra bit made the very emotional time for us that bit easier.


I would like to thank Richard West, a mortgage broker in Coolum. Richard has gone above and beyond any professional service person I have ever used. I was amazed at the lengths and amount of time Richard put into achieving my near-impossible investment, refinance loans. He drove drove documents to Brisbane three times to make it all happen at settlement. I can not thank Richard enough for his professional honesty and crazy hard work ethic. Thank you Richard for making the impossible possible.


I found having exhausted my efforts through the banks with little success, that I was able to leave the footwork to Richard, and not only did he find a suitable lender but at a competitive rate. Professional would be the best word I could use to in my assessment of my dealings with Richard.


The day you rang us to say we had finance was a great day and a huge relief to us as it got us out of renting. You worked for us and did what we were told was impossible. Without your help that wouldn’t have been possible. We would recommend you to anyone for finance.

Chris and Vi