Products and Services

A full service mortgage and finance broker - From commercial loans to investment loans on the Sunshine Coast

There are a number of financial products on the market and it is important that to find a solution that best suits your needs and serviceability.

We pride ourselves on our ability to get your loan settled! We have extensive experience in all things lending, including:

First Home Buyer and Next Home Buyers (including construction)

A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a mortgage broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a mortgage broking professional to determine the loan that is right for you, find out how we can help.

Investment Loans Sunshine Coast(including construction)

Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

Commercial Loans Sunshine Coast

Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.


We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership  we are able to offer our clients a range of different insurance opportunities. This service offers free consultation and even if you are happy with your current insurer for your home, business or any other insurance requirement, call the office for a second opinion on price and cover.

Rates: Standard variable, Basic (no frills), fixed rates (with options for Professional Packages combination of rates)

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Seniors Equity Release

A Reverse Mortgage the equity in your home is used to borrow money which can be taken as a lump sump, a line of credit, an income or a combination of these options. An Accommodation Bond Loan are designed to enable consumers to access equity locked up in the family home to meet the cost of an aged care bond. Richard West is a Reverse Mortgage Consultant with SEQUAL (a collaborative forum for the development of an ethical and successful Equity Release Market in Australia with effective consumer protection through the members Code of Conduct standards

Self Managed Super Fund Borrowing

Our Principal Richard West is an accredited SMSF Lending consultant with the MFAA. A Super Fund home loan is an option to consider for creating wealth for your retirement. This option provides a means to diversify super investments and give you more control. The rules and regulations are complex and specialist financial planning, accounting and legal advice should be obtained. We can help you find the lender that suits your SMSF needs.

Car, Plant, Equipment

Vehicle and equipment finance to provide solutions for your needs